PAYMENTS ANALYST – CROSS BORDER PAYMENTS (SME)

  About the Role
Optim-G is looking for a highly skilled Payments Analyst and Subject Matter Expert (SME) with deep cross-border payments expertise to join a specialist regulatory remediation team at a leading South African bank. You will serve as the primary domain authority for all payments analysis, and compliance alignment activities within this engagement.
This role is critical to the success of the programme. If you have hands-on experience with SWIFT MT/MX messaging, ISO 20022 CBPR+ migration, and South African Exchange Control regulations, this is an exceptional contract opportunity.

What You Will Do
As the Payments Analyst SME, you will lead the analysis of all 21  findings, define remediation strategies, and produce the functional requirements and process maps that guide the technical delivery team. You will also own the Compliance Traceability Matrix and serve as the liaison with Exchange Control Compliance and FinSurv stakeholders.

• Conduct detailed analysis  – root-cause analysis, regulatory obligations, and remediation design
• Define remediation strategies aligned to (Company name), Exchange Control, and FinSurv requirements
• Author user stories, functional requirements, and acceptance criteria for all system and process changes
• Produce AS-IS and TO-BE process maps identifying control gaps in cross-border payment workflows
• Maintain the Compliance Traceability Matrix linking each finding to its remediation evidence
• Support the Quality Engineer in defining test cases aligned to AMLoC outcomes
• Liaise with Exchange Control Compliance and FinSurv representatives as required
• Validate implemented changes prior to QE sign-off

 
What We're Looking For

• Minimum 7 years as a Business or Payments Analyst in a South African banking environment
• Specific experience in cross-border payments, SWIFT MT/MX messaging, and ISO 20022 CBPR+
• Working knowledge of AML compliance frameworks and SARB Exchange Control Regulations
• Experience with AMLoC findings, FinSurv reporting, or PASA compliance (strongly preferred)
• Full-cycle requirements elicitation, user story development, and process mapping
• Familiarity with Eximbills Enterprise or similar cross-border payments platforms (advantageous)

 
Qualifications

• Bachelor's degree in Commerce, Information Systems, Business Administration, or related field
• CBAP (Certified Business Analysis Professional) – advantageous
• ISO 20022 / SWIFT messaging certification – advantageous

 
Advantageous

• Prior experience in an AMLoC or Exchange Control remediation engagement
• Experience representing a bank at PASA, SUSA, or industry compliance forums
• Familiarity with Eximbills, SWIFT Alliance Gateway, or RTGS connector platforms

 

For more information please contact: